11 Affordable Coastal Towns That Aren’t Just for Tourists
Looking for a coastal town that offers beautiful beaches, a strong sense of community, and affordable living? Many popular beach destinations are known for high prices and overcrowded tourist spots, but there are hidden gems along the coast where you can enjoy the best of both worlds. These towns provide stunning waterfront views, local amenities, and a slower pace of life, making them ideal for those seeking an affordable coastal lifestyle away from the tourist crowds.
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Port Townsend, Washington

Port Townsend is a charming, historic town nestled on the northeastern tip of the Olympic Peninsula. With its Victorian architecture, thriving arts community, and easy access to water activities like kayaking and sailing, it’s a place that attracts those looking for a slower pace of life. The town’s historic district is full of unique shops, local galleries, and cozy cafes, giving it a vibrant small-town feel. Outdoor enthusiasts can enjoy parks, hiking trails, and stunning views of the Puget Sound.
The cost of living in Port Townsend is relatively affordable compared to nearby Seattle. A single person can expect to spend about $2,100 to $2,500 a month on living expenses, with housing costs ranging from $1,200 to $1,500 for a one-bedroom apartment. The town’s small size and peaceful atmosphere make it a perfect escape from the higher prices and tourist crowds of larger coastal cities.
Cocoa Beach, Florida

Cocoa Beach is a laid-back coastal town that offers a relaxed lifestyle with easy access to the beautiful Atlantic Ocean. Known for its excellent surfing conditions, wide sandy beaches, and proximity to Orlando’s attractions, Cocoa Beach attracts those who want the best of both worlds: coastal living and nearby city amenities. The town has a welcoming community with plenty of local events, farmers’ markets, and beachfront cafes to enjoy.
Living in Cocoa Beach is more affordable than other popular Florida coastal cities, such as Miami or Key West. The average monthly cost of living ranges between $2,200 to $2,800, with rental prices averaging around $1,300 to $1,600 for a one-bedroom apartment. The town strikes the perfect balance of beachside relaxation and affordability, making it an ideal spot for families, retirees, and remote workers.
Beaufort, South Carolina

Beaufort is a historic town offering Southern charm, scenic views of the Lowcountry, and a tight-knit community. The town is known for its antebellum homes, picturesque waterfront, and easy access to islands and wildlife refuges. Beaufort’s charming streets are lined with small boutiques, art galleries, and seafood restaurants, creating a welcoming atmosphere for both residents and visitors. Outdoor lovers will appreciate the area’s parks, boating, and fishing opportunities.
The cost of living in Beaufort is lower than in nearby Charleston, making it a more affordable coastal destination. On average, a single person can expect to spend $2,100 to $2,500 a month on living expenses, with one-bedroom apartments averaging $1,100 to $1,400 in rent. The town offers a combination of natural beauty, history, and affordable living, making it a desirable location for those seeking a more relaxed lifestyle.
Port Aransas, Texas

Port Aransas, located on the Gulf Coast of Texas, is a small beach town known for its wide sandy beaches and vibrant fishing community. It’s an ideal location for anyone who enjoys outdoor activities such as boating, fishing, and birdwatching. With its relaxed pace and local charm, Port Aransas has become a favorite among retirees and families. The town also has a growing arts scene, with galleries and festivals adding to its cultural richness.
The cost of living in Port Aransas is very affordable compared to larger Texas coastal cities like Corpus Christi. Monthly expenses typically range from $2,000 to $2,500, and rental prices for one-bedroom apartments average $1,100 to $1,400. Port Aransas offers residents an affordable way to enjoy beach life with a welcoming community and easy access to the natural beauty of the Gulf Coast.
Tybee Island, Georgia

Tybee Island, just a short drive from the historic city of Savannah, is known for its quiet, sandy beaches and laid-back vibe. The island offers a perfect mix of coastal living and Southern charm, with historic sites like the Tybee Island Light Station and easy access to water sports. The town’s small size and welcoming locals make it a peaceful escape from the hustle and bustle of more crowded tourist destinations. Tybee Island’s art galleries, seafood restaurants, and local festivals contribute to its friendly and active community.
Despite being a popular vacation spot, Tybee Island remains more affordable than many other coastal towns in Georgia. A single person can expect to spend between $2,100 to $2,700 per month on living expenses, with rental prices for one-bedroom apartments averaging around $1,300 to $1,600. The town provides a balanced lifestyle of relaxation and recreation, making it a great place for families or retirees looking to enjoy the beach without the hefty price tag of larger cities.
Dillon Beach, California

Dillon Beach is a small, peaceful town on California’s northern coast, offering stunning views of the Pacific Ocean and a tranquil environment for those seeking coastal living without the high costs of larger California towns. Known for its natural beauty, Dillon Beach is the perfect place for hiking, tide pooling, and enjoying the quiet sounds of the sea. With its unspoiled beach and small-town charm, it’s an ideal escape for nature lovers and those wanting a slower pace of life.
The cost of living in Dillon Beach is lower than in many other coastal cities in California, making it an affordable choice for those seeking to live near the ocean. Monthly living expenses range from $2,400 to $3,000, with rental prices for one-bedroom apartments typically between $1,400 and $1,700. Dillon Beach offers a peaceful coastal lifestyle with easy access to nearby cities like San Francisco, making it a great option for those who want to live by the ocean without the high price of more famous coastal towns.
Wilmington, North Carolina

Wilmington is a historic port city located on the southeastern coast of North Carolina, offering both coastal living and vibrant city life. The town’s historic district is filled with charming homes, restaurants, and shops, while its waterfront provides easy access to outdoor activities such as boating, fishing, and kayaking. Wilmington’s community is warm and inviting, with a variety of local events, farmers’ markets, and art galleries contributing to its lively atmosphere.
Living in Wilmington is much more affordable compared to other major East Coast cities like Charleston or Myrtle Beach. The average monthly cost of living is $2,200 to $2,800, with rental prices for a one-bedroom apartment ranging from $1,100 to $1,400. The city offers a great combination of coastal beauty, history, and affordability, making it an attractive choice for those looking to enjoy life by the water without breaking the bank.
Kewaunee, Wisconsin

Kewaunee is a small, tranquil town along Lake Michigan, offering a peaceful lakeside lifestyle with access to outdoor recreation. Known for its historic lighthouse, scenic harbor, and proximity to nature reserves, Kewaunee is perfect for anyone who enjoys fishing, boating, and hiking. The town’s quiet charm and slow pace make it an ideal place for retirees or those seeking a quieter life by the water.
The cost of living in Kewaunee is notably affordable, with monthly expenses averaging $1,800 to $2,200, and one-bedroom apartments typically renting for $700 to $900. Kewaunee provides residents with a serene environment and plenty of opportunities for outdoor activities without the high costs associated with more popular coastal towns. It’s a hidden gem for those looking to live by the Great Lakes in an affordable and peaceful setting.
Ocean City, Maryland

Ocean City is a popular beach destination known for its beautiful boardwalk, sandy beaches, and family-friendly atmosphere. While it attracts tourists in the summer, the town maintains a strong year-round community, with local events, parks, and recreational activities that offer a relaxed lifestyle. The town has a variety of local shops, seafood restaurants, and outdoor activities to keep residents engaged throughout the year.
Despite its popularity as a tourist destination, Ocean City remains affordable compared to other coastal areas on the East Coast. The average cost of living is $2,200 to $2,800 per month, with one-bedroom apartment rents typically ranging from $1,100 to $1,400. Ocean City provides a great balance of coastal living and affordability, making it a wonderful option for those looking to enjoy beach life without the high costs of other major tourist towns.
Gulf Shores, Alabama

Gulf Shores offers a relaxed, family-friendly atmosphere with miles of white sandy beaches and plenty of outdoor activities. The town is perfect for fishing, boating, and enjoying the Gulf of Mexico’s (Gulf of America) warm waters, making it an ideal place for nature lovers and those seeking a quieter, more affordable coastal lifestyle. Gulf Shores also has a growing arts and food scene, with local galleries and seafood restaurants adding to the town’s charm.
The cost of living in Gulf Shores is quite affordable, with monthly expenses averaging $2,000 to $2,500, and one-bedroom apartments renting for $1,100 to $1,400. It’s a great place for retirees or families seeking a low-cost, low-stress beach lifestyle with a close-knit community feel. Gulf Shores offers a perfect balance of beach access, affordability, and southern hospitality.
La Jolla, California

La Jolla is a picturesque beach town in San Diego, known for its rugged coastline, upscale homes, and stunning ocean views. Despite being more upscale than many coastal towns, it offers a more affordable lifestyle compared to other California coastal hotspots like Malibu or Santa Barbara. The town is famous for its cliffs, pristine beaches, and abundant marine life, making it a perfect spot for nature lovers and outdoor enthusiasts. Residents can enjoy activities such as kayaking, swimming with sea lions, and hiking along scenic coastal trails.
While La Jolla remains one of the more expensive coastal towns in California, its cost of living is still more reasonable compared to other luxury beach towns. The average monthly cost of living ranges from $2,700 to $3,500, with rental prices for a one-bedroom apartment typically between $1,800 and $2,500. The town offers access to the best of coastal living with a more moderate cost than other luxury California locales, making it an attractive option for those looking for a coastal lifestyle without breaking the bank.
This article originally appeared on Avocadu.